Calculate your premium for 2024

Select your health insurance for 2024 in 3 simple steps and apply directly

  • You have a 14-day cooling-off period
  • Children under 18 automatically co-insured for free
  • You can arrange everything easily online
Group insurance

These packages are for:

Via intermediairy

  • More than 20 extras to stay fit and healthy

  • 0%

    discount on your general insurance

  • 0%

    discount on your additional insurance

  • 0%

    discount on your dental insurance

Are you sure you want to remove your group insurance? If you still want to remove the group, than we will find a package for you that matches your previous selected packages as much as possible.


  • More than 20 extras to stay fit and healthy

  • 0discount on your general insurance

  • 0discount on your additional insurance

  • 0discount on your dental insurance

The CZdirect general insurance covers the most necessary healthcare, such as care given by a family doctor, pharmacy or hospital.

Health insurance card general insurance (in Dutch)

The higher your deductible, the bigger the discount on your premium.
€ 0discount/month
€ 3discount/month
€ 6discount/month
€ 9discount/month
€ 12discount/month
€ 15discount/month
You have not selected a deductible yet

What is the deductible?

If you are receiving healthcare covered by your general insurance policy, you pay the first €385 of the costs yourself. This is called the ‘deductible’. The deductible applies solely to healthcare covered by the general insurance policy,

No deductible

You do not have to pay deductible for:

  • Appointments with your general practitioner
  • Children aged under 18
  • Midwifery care (including insertion of an IUD by an obstetrician)
  • Obstetric care
  • Medical aids on loan
  • Multidisciplinary care
  • Nursing and personal care (district nursing
  • Healthcare costs and travel costs in the event of organ donation
  • Foot care from a podiatrist for patients with diabetes mellitus
  • Population screening

Voluntary deductible

On top of the compulsory deductible, you can also opt to have a voluntary deductible. The higher the voluntary deductible you choose, the lower your premium will be.

Height of deductible Premium discount per year
 €385  €0
 €485  €36
 €585  €72
 €685  €108
 €785  €144
 €885  €180

Group health insurance:

The premium of the supplementary and dental insurance includes 9.25% Belgian insurance tax surcharge.

You have not selected any insurance yet

You (Policyholder)

Children up to the age of 18 are co-insured free of charge and they do not pay a deductible.
This indicated person can not be co-insured.
General insurance (In-kind)
CZdirect general insurance policy € 140,50
You have not selected a deductible yet
Additional insurance
Dental insurance
Monthly premium
€ 140,50

Add someone

Your child up to the age of 18 is insured for free. And is given the same insurance as the parent with the most expensive health insurance.
€ 140,50
€ 0,00
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Do you have any question? Please contact our Customer Services

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