Accident coverage
High healthcare costs after an accident that occurred in 2025? No worries. As a loyal CZdirect customer, you will be reimbursed for up to 16 physio treatments and €10,000 of oral care in 2025 after an accident.
What will you get reimbursed?
Did you have CZdirect insurance in 2024? And did you opt for it again in 2025? Then you will be reimbursed up to €10,000 for oral care in the event of an accident that occurred in 2025. And you can be reimbursed for up to 16 physiotherapy treatments.
Are you insured with CZdirect via your employer or ING in 2025? And do you have supplementary (dental) insurance? Then you will be reimbursed if you have had an accident resulting in you needing oral care. Do you have supplementary insurance Direct Slim? Then you are entitled to 16 physiotherapy treatments from the physiotherapist per accident.
When will you receive the oral care reimbursement?
You will receive a reimbursement if you have had an accident resulting in you needing oral care. Make sure your dentist submits a treatment plan and budget to us within 3 months after the accident. We will then assess your application and your dentist's treatment plan. Once everything is approved, you will receive your reimbursement.
When do we reimburse your physiotherapy treatments?
Submit your accident to us within 3 months. After everything has been approved, you may follow 16 physiotherapy treatments with the physiotherapist per accident.
Do you have a chronic condition due to your accident? For these conditions, you will receive reimbursement from your general insurance from the 21st physiotherapy treatment. See exactly what you will be reimbursed for this.
Where can you go after an accident?
You can go to any dentist or contracted physiotherapist in the Netherlands. Find a dentist or physiotherapist near you. Search in the Zorgvinder for the right one.