Basisverzekering CZdirect Basisverzekering
All general insurance policies cover the same types of healthcare. With ours, though, you benefit from a competitive premium and much more.
CZdirect Basisverzekering
Main reimbursements
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You can go to any hospital in the Netherlands
- 100% reimbursement when visiting contracted healthcare providers
- Affordable with the advantages of CZ
- Free additional benefits, like an app to scan moles or spots on your skin
What is covered under the general insurance policy?
With our general insurance, all the most important healthcare is covered.Reimbursed
- General practitioner
- Healthcare in a hospital
- Medicines
- Medical aids
- Obstetrician and obstetric care
- Dental care for children under 18
Not reimbursed
- Physiotherapy for non-chronic conditions
- Contraceptive pill from the age of 21
- Dental care from the age of 18
- Glasses and contact lenses
- Alternative healthcare
100% reimbursement for contracted healthcare
You are free to choose your own healthcare provider. If the healthcare provider you choose has a contract with us, we will reimburse the invoice in full, without you having to pay anything up front. If you’d prefer to go to a healthcare provider who does not have a contract with us, we will reimburse 65% of the invoice up to 65% of the average agreed rate.Reimbursement for contracted healthcare
- You are assured of getting excellent care
- You can see the healthcare provider quickly
- No need to pay up front: CZ will pay the healthcare provider directly
Reimbursement for non-contracted healthcare
- No agreements with us on quality
- No agreements with us on how quickly you can be seen
- You need to pay the bill up front and then submit a claim
Get a discount by taking a higher deductible
For much of the healthcare reimbursed under the general insurance policy, you first need to pay a deductible, which is currently €385 per year. With CZdirect, you can also opt for a voluntary deductible of up to €885, in which case your premiums will be lower (but you will have to pay more if you do run up healthcare bills). Check out how much you can save.
Annual deductible | Annual discount |
---|---|
€ 385 | €0 |
€ 485 | € 36 |
€ 585 | € 72 |
€ 685 | € 108 |
€ 785 | € 144 |
€ 885 | € 180 |
4 reasons to choose CZdirect's General insurance
Discount up to €180 with a higher deductible
Choose for a higher deductible and get a lower monthly premium.Healthcare is always close.
You can go to any hospital in the Netherlands100% reimbursement when visiting contracted healthcare providers
For those who do not have a contract with CZdirect, we reimburse a maximum of 65% of the costsQuickly and easily arranged online
Arrange your healthcare matters online