Aanvullende verzekering Fysio 3

3 physical therapy sessions, contraception and much more for only €3.50 a month.

Main reimbursements

  • 3 sessions of physiotherapy

  • contraceptive pill from the age of 21: 100%

  • urgent healthcare worldwide: 100%

Included in CZdirect Fysio 3

From physiotherapy to coverage for contraception and emergency care abroad. With Fysio 3 you are insured for all these costs.

Reimbursed

  • Physiotherapy: 3 sessions per year
  • Contraceptive pill from the age of 21: 100%
  • Urgent healthcare worldwide: 100%
  • Dental care after an accident: up to €10,000

Not reimbursed

  • Dental care from the age of 18
  • Glasses and contact lenses
  • Physiotherapy for non-chronic conditions
  • Alternative healthcare
  • Vaccinations

4 reasons to choose CZdirect Fysio 3

1

3 physiotherapy sessions

For injuries and other complaints. Without a doctor's referral.

2

No deductible

There’s no deductible for healthcare provided under the additional insurance package.

3

Top service

A health insurance with CZdirect is affordable, but with the top service from CZ. In person and online.

4

More than 20 extras

With CZdirect you get lots of extras. From handy free apps to discounts at the gym and lots of fun articles.

If you choose CZdirect, you can rely on the excellent service and benefits of CZ. But there are also a few key differences. For example, CZdirect doesn’t offer a refund policy, while CZ does. With a refund policy, reimbursement of healthcare under the general insurance policy is not subject to whether or not your healthcare provider has a contract with the health insurer for your treatment. Take a look at the differences and find out what’s right for you (in Dutch).

No, that’s not possible unfortunately. If you go for a CZdirect general insurance policy, you can only choose CZdirect additional insurance packages and dental insurance packages.

Yes, absolutely. When you take out ‘CZdirect’ insurance, you are free to use all the services CZ offers, such as:

  • free products for informal caregivers
  • personal maternity advice
  • convenient healthcare apps that let you chat with a nurse, detect possible skin cancer early, and more
  • free advice from independent medical experts
  • advice on a second opinion or waiting list mediation

Choose Fysio 3

Switching to CZdirect is as easy as can be: simply select a package, view the premium and submit your request. We’ll take care of the rest. We’ll even cancel your old policy for you. Does that sound good?

Calculate your premium
  • We take care of the switch
  • Online for maximum convenience
  • 14-day cooling-off period

Reimbursements and terms and conditions

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