Well insured for a competitive premium? Choose CZdirect

At CZdirect, you can have both (and more). Choose an affordable premium, good reimbursements, online convenience and service from CZ.

Check out your competitive premium

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Find health insurance package

Submit a claim (in Dutch)

Find a reimbursement

Find a care provider

CZdirect, the competitively priced online health insurance

General insurance for €120.75

Well covered for the main types of healthcare you receive, such as from your general practitioner, the hospital and the pharmacy.

Take a look at the general insurance policy

5 additional insurance packages

Additional peace of mind for a small fee. The packages offer cover for emergency care while abroad, physiotherapy, and more.

Take a look at the additional insurance packages

3 dental insurance packages

Check-ups, fillings, or a visit to the dental hygienist? Avoid hefty bills with dental insurance.

Take a look at the dental insurance packages

Visit each hospital in the Netherlands

With a CZdirect health insurance, you can go to any hospital in the Netherlands

Find a hospital (in Dutch)

CZ’s excellent service included

Do you have a question? Or do you want to submit a claim? CZ makes it easy.

See if CZdirect might be right for you

Coverage for the most popular healthcare options at a competitive price

Physiotherapy, contraceptives or dental check-ups? Choose a package that fits you.

Compare all the packages

Switching is easy

Switching really couldn’t be any simpler: choose a package, check your premium, and submit your request. We’ll take care of the rest. We’ll even cancel your old policy for you. Does that sound good?

Choose your health insurance

We will cancel your current insurance policy
Online for maximum convenience
14-day cooling-off period

Frequently asked questions

If you choose CZdirect, you can rely on the excellent service and benefits of CZ. But there are also a few key differences. For example, CZdirect doesn’t offer a refund policy, while CZ does. With a refund policy, reimbursement of healthcare under the general insurance policy is not subject to whether or not your healthcare provider has a contract with the health insurer for your treatment. Take a look at the differences and find out what’s right for you (in Dutch).

CZdirect is online health insurance. This means that you will be managing most of it yourself online. That’s what makes this insurance cheaper. CZdirect and CZ also have slightly different additional insurance packages. At CZdirect, additional insurance packages start from as little as €1 per month. And you still get the good service and advantages of CZ.

CZdirect will let you manage a lot of things yourself online on the 'Mijn CZ' platform. Whether you need to change something or check how much you’ll get reimbursed, you do it all online. Submitting a claim is really fast with the ‘CZ Declareren’ app. And you can also arrange your healthcare online. Use the 'App de verpleegkundige' app if you have questions about your health or order your medication from an online pharmacy. That said, you don’t have to do everything online. You can, of course, also go to your local pharmacy. If you have any questions, call, chat with, or text our Customer Services. We’d be happy to help you.