100% reimbursement when using healthcare providers with whom we have a contract for the healthcare you receive
When using healthcare providers with whom we do not have a contract for the healthcare you receive: 65% of your invoice up to 65% of the rate agreed with healthcare providers with whom we do have a contract
Arrange everything quickly and easily online
Discount up to €240 with a higher deductible
Besides the €385 compulsory deductible, you can opt to add a higher deductible. With a deductible of €885, the premiums for your general insurance policy are just €96.95 per month. That makes a big difference! Would you like to know how much you can save?
Yes, absolutely. When you take out ‘CZdirect’ insurance, you are free to use all the services CZ offers, such as:
free products for informal caregivers
personal maternity advice
convenient healthcare apps that let you chat with a nurse, detect possible skin cancer early, and more
free advice from independent medical experts
advice on a second opinion or waiting list mediation
No, you cannot combine regular CZ health insurance with 'CZdirect' policies. If you select a 'CZdirect' general insurance policy and want additional cover, you may only choose from among the 'CZdirect' additional insurance packages and dental insurance policies.
No, 'CZdirect' insurance does not offer the option of taking out the insurance under a group policy. You may be able to take out group insurance with CZ through your employer or association, however. Take a look at the CZ packages.