On top of the compulsory deductible of €385, you can opt to have an extra voluntary deductible up to a maximum of €885. If you do so, your premium of the general insurance will be €108.30 per month.
| Reimbursements |
Aanvullend
Aanvullend 1
€ 1,25
/month
|
Aanvullend
Aanvullend 2
€ 1,50
/month
|
Aanvullend
Aanvullend 3
€ 5,25
/month
|
Aanvullend
Aanvullend 4
€ 10,50
/month
|
Aanvullend
Aanvullend 5
€ 16,35
/month
|
|---|---|---|---|---|---|
|
Emergency assistance abroad
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
100%
100% of the claimed rate outside the Netherlands/your country of residence.
|
|
Emergency dental care abroad
|
€275 per year | €275 per year | €275 per year | €275 per year | €275 per year |
|
Physiotherapy from the age of 18
|
–
Not reimbursed
|
–
Not reimbursed
|
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Glasses and lenses
|
– | – | – | – | €100 per 2 years |
|
Contraceptives from the age of 18
|
–
Not reimbursed
|
100% from the age of 21 for birth control pill
100% from the age of 21
|
100% from the age of 21 for birth control pill
100% from the age of 21
|
100% from the age of 21 for birth control pill
100% from the age of 21
|
100% from the age of 21 for birth control pill
100% from the age of 21
|
|
Oral care in the event of accidents
|
€10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident | €10,000 per accident |
|
Alternative treatments methods
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
€250 per year
€250 per year for alternative and/or psychosocial treatments (€25 per day) and medicines (100%) combined
|
|
Accommodation costs
|
– | €500 per year | €500 per year | €500 per year | €500 per year |
|
Drop-in centre for cancer patients/survivors
|
–
Not reimbursed
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
€150 per year
€150 per year for cancer patients/survivors
|
|
Exercise programme
|
–
Not reimbursed
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
€350 per 3 years
€350 per 3 years for certain conditions
|
|
Exercise therapy for COPD
|
–
Not reimbursed
|
–
Not reimbursed
|
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Laser eye treatment
|
– | – | – | – | €100 per 2 years |
|
Physiotherapy and exercise therapy
|
–
Not reimbursed
|
–
Not reimbursed
|
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
|
Repatriation
|
100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) | 100% (in the event of illness) |
|
Sports medicine advice
|
– | – | – | – | €150 per year |
|
Tablets against exotic diseases
|
– | – | – | – | 100% |
|
Vaccinations
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
–
Not reimbursed
|
through www.thuisvaccinatie.nl: 100% (look at details)
through www.thuisvaccinatie.nl: 100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
|
|
Walking therapy for intermittent claudication
|
–
Not reimbursed
|
–
Not reimbursed
|
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
|
There are no reimbursements selected to compare. Add reimbursements to the overview.
Get extra cover at a competitive premium, from the contraceptive pill to physiotherapy. Cover for emergency care worldwide and for dental care following an accident is always included.
| Frequently sought after reimbursements |
Tandarts
Tand 1
€ 12,50
/month
|
Tandarts
Tand 2 75%
€ 28,00
/month
|
|---|---|---|
|
Tandzorg vanaf 18 jaar
|
€250 per year 100% for check-ups (C002) and consultations (C003); 75% for other oral care
€250 per year for all oral care combined. We will reimburse 100% for check-ups (C002) and consultations (C003); 75% for other oral care
|
€500 per year
€500 per year (75% per treatment)
|
With our competitively priced dental insurance, you are covered for check-ups, fillings and other treatments.
"We have been satisfied with CZdirect for many years already. To keep up to date, we compared them to other health insurers again this year. As it turns out, CZdirect is still the best choice for us."
Mary - Zorgwijzer.nl - 18 November 2020
Switching really couldn’t be any simpler: choose a package, check your premium, and submit your request. We’ll take care of the rest. We’ll even cancel your old policy for you. Does that sound good?
Choose your insurance policy nowIf you would prefer having full freedom of choice, or would like additional cover for things like physiotherapy or orthodontic care, you might find just what you need among the CZ insurance packages.