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Here’s why you should choose CZdirect for 2022

  • 5 competitively priced additional insurance packages
  • You can go to any hospital in the Netherlands
  • You get CZ’s tried and trusted service
Choose your insurance policy

CZdirect health insurance

CZdirect general insurance policy

Save up to €240 with a higher deductible

On top of the compulsory deductible of €385, you can opt to have an extra voluntary deductible up to a maximum of €885. If you do so, your premium of the general insurance will be €100.75 per month.

Compare our additional insurances

Reimbursements Aanvullend Aanvullend 1
€ 1,00 /month
Aanvullend Aanvullend 2
€ 1,30 /month
Aanvullend Aanvullend 3
€ 3,50 /month
Aanvullend Aanvullend 4
€ 7,20 /month
Aanvullend Aanvullend 5
€ 16,35 /month
Emergency assistance abroad
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Emergency dental care abroad
€275 per year €275 per year €275 per year €275 per year €275 per year
Physiotherapy from the age of 18
Not reimbursed
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Glasses and lenses
€100 per 2 years
Contraceptives from the age of 18
Not reimbursed
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
Oral care in the event of accidents
€10,000 per accident €10,000 per accident €10,000 per accident €10,000 per accident €10,000 per accident
Alternative treatments methods
Not reimbursed
Not reimbursed
Not reimbursed
Not reimbursed
€250 per year
€250 per year for alternative and/or psychosocial treatments (€25 per day) and medicines (100%) combined
Accommodation costs
€500 per year €500 per year €500 per year €500 per year
Drop-in centre for cancer patients/survivors
Not reimbursed
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
Exercise programme
Not reimbursed
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
Exercise therapy for COPD
Not reimbursed
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Laser eye treatment
€100 per 2 years
Physiotherapy and exercise therapy
Not reimbursed
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Repatriation
100% (in the event of illness) 100% (in the event of illness) 100% (in the event of illness) 100% (in the event of illness) 100% (in the event of illness)
Sports medicine advice
€150 per year
Tablets against exotic diseases
100%
Vaccinations
Not reimbursed
Not reimbursed
Not reimbursed
Not reimbursed
through www.thuisvaccinatie.nl: 100% (look at details)
through www.thuisvaccinatie.nl: 100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Walking therapy for intermittent claudication
Not reimbursed
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)

Compare our additional insurances

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Compare the 5 different CZdirect additional insurance packages

Get extra cover at a competitive premium, from the contraceptive pill to physiotherapy. Cover for emergency care worldwide and for dental care following an accident is always included.

Read more about the CZdirect additional insurance packages

Compare our dental insurances

Frequently sought after reimbursements Tandarts Tand 1 75%
€ 7,50 /month
Tandarts Tand 1 100%
€ 17,50 /month
Tandarts Tand 2 75%
€ 28,00 /month
Tandzorg vanaf 18 jaar
€250 per year
€250 per year (75% per treatment)
€250 per year
€250 per year
€500 per year
€500 per year (75% per treatment)

Compare our dental insurances

Add a reimbursement to compare

Compare the CZdirect dental insurance policies

With our competitively priced dental insurance, you are covered for check-ups, fillings and other treatments.

Read more about the CZdirect dental insurance policies

Practical additional benefits included with your health insurance

  • Get advice from a nurse fast
  • A skin scan using SkinVision
  • Help losing weight with Get Fit
  • Quickly find a healthcare provider near you
  • Discounts on glasses, sports equipment and more

"As it turns out, CZdirect is still the best choice for us"

"We have been satisfied with CZdirect for many years already. To keep up to date, we compared them to other health insurers again this year. As it turns out, CZdirect is still the best choice for us."

Mary - Zorgwijzer.nl - 18 November 2020

Switching is easy

Switching really couldn’t be any simpler: choose a package, check your premium, and submit your request. We’ll take care of the rest. We’ll even cancel your old policy for you. Does that sound good?

Choose your insurance policy now
  • We take care of the switch
  • Online for maximum convenience
  • 14-day cooling-off period

Want even more cover?

If you would prefer having full freedom of choice, or would like additional cover for things like physiotherapy or orthodontic care, you might find just what you need among the CZ insurance packages.

Take a look at the CZ packages

Frequently Asked Questions

CZ Customer Services

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