100% reimbursement when using healthcare providers with whom we have a contract for the healthcare you receive
When using healthcare providers with whom we do not have a contract for the healthcare you receive: 65% of your invoice up to 65% of the rate agreed with healthcare providers with whom we do have a contract
Arrange everything quickly and easily online
Save up to €240 with a higher deductible
On top of the compulsory deductible of €385, you can opt to have an extra voluntary deductible up to a maximum of €885. If you do so, your premium of the general insurance will be €108.30 per month.
Compare our additional insurances
Reimbursements
AanvullendAanvullend 1
€ 1,25/month
AanvullendAanvullend 2
€ 1,50/month
AanvullendAanvullend 3
€ 5,25/month
AanvullendAanvullend 4
€ 10,50/month
AanvullendAanvullend 5
€ 16,35/month
Emergency assistance abroad
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Emergency dental care abroad
€275 per year
€275 per year
€275 per year
€275 per year
€275 per year
Physiotherapy from the age of 18
–
Not reimbursed
–
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Glasses and lenses
–
–
–
–
€100 per 2 years
Contraceptives from the age of 18
–
Not reimbursed
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
100% from the age of 21 for birth control pill
100% from the age of 21
Oral care in the event of accidents
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
€10,000 per accident
Alternative treatments methods
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
€250 per year
€250 per year for alternative and/or psychosocial treatments (€25 per day) and medicines (100%) combined
Accommodation costs
–
€500 per year
€500 per year
€500 per year
€500 per year
Drop-in centre for cancer patients/survivors
–
Not reimbursed
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
€150 per year
€150 per year for cancer patients/survivors
Exercise programme
–
Not reimbursed
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
€350 per 3 years
€350 per 3 years for certain conditions
Exercise therapy for COPD
–
Not reimbursed
–
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Laser eye treatment
–
–
–
–
€100 per 2 years
Physiotherapy and exercise therapy
–
Not reimbursed
–
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Repatriation
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
100% (in the event of illness)
Sports medicine advice
–
–
–
–
€150 per year
Tablets against exotic diseases
–
–
–
–
100%
Vaccinations
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
–
Not reimbursed
through www.thuisvaccinatie.nl: 100% (look at details)
through www.thuisvaccinatie.nl: 100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Walking therapy for intermittent claudication
–
Not reimbursed
–
Not reimbursed
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Compare our additional insurances
Show details
Reimbursement Emergency assistance abroad
Additional insurance
Reimbursement
Aanvullend 1
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Aanvullend 2
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Aanvullend 3
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Aanvullend 4
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Aanvullend 5
100%
100% of the claimed rate outside the Netherlands/your country of residence.
Reimbursement Emergency dental care abroad
Additional insurance
Reimbursement
Aanvullend 1
€275 per year
Aanvullend 2
€275 per year
Aanvullend 3
€275 per year
Aanvullend 4
€275 per year
Aanvullend 5
€275 per year
Show details
Reimbursement Physiotherapy from the age of 18
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 4
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 5
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Reimbursement Glasses and lenses
Additional insurance
Reimbursement
Aanvullend 1
–
Aanvullend 2
–
Aanvullend 3
–
Aanvullend 4
–
Aanvullend 5
€100 per 2 years
Show details
Reimbursement Contraceptives from the age of 18
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
100% from the age of 21 for birth control pill
100% from the age of 21
Aanvullend 3
100% from the age of 21 for birth control pill
100% from the age of 21
Aanvullend 4
100% from the age of 21 for birth control pill
100% from the age of 21
Aanvullend 5
100% from the age of 21 for birth control pill
100% from the age of 21
Reimbursement Oral care in the event of accidents
Additional insurance
Reimbursement
Aanvullend 1
€10,000 per accident
Aanvullend 2
€10,000 per accident
Aanvullend 3
€10,000 per accident
Aanvullend 4
€10,000 per accident
Aanvullend 5
€10,000 per accident
Show details
Reimbursement Alternative treatments methods
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
–
Not reimbursed
Aanvullend 4
–
Not reimbursed
Aanvullend 5
€250 per year
€250 per year for alternative and/or psychosocial treatments (€25 per day) and medicines (100%) combined
Reimbursement Accommodation costs
Additional insurance
Reimbursement
Aanvullend 1
–
Aanvullend 2
€500 per year
Aanvullend 3
€500 per year
Aanvullend 4
€500 per year
Aanvullend 5
€500 per year
Show details
Reimbursement Drop-in centre for cancer patients/survivors
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
€150 per year
€150 per year for cancer patients/survivors
Aanvullend 3
€150 per year
€150 per year for cancer patients/survivors
Aanvullend 4
€150 per year
€150 per year for cancer patients/survivors
Aanvullend 5
€150 per year
€150 per year for cancer patients/survivors
Show details
Reimbursement Exercise programme
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
€350 per 3 years
€350 per 3 years for certain conditions
Aanvullend 3
€350 per 3 years
€350 per 3 years for certain conditions
Aanvullend 4
€350 per 3 years
€350 per 3 years for certain conditions
Aanvullend 5
€350 per 3 years
€350 per 3 years for certain conditions
Show details
Reimbursement Exercise therapy for COPD
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 4
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 5
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Reimbursement Laser eye treatment
Additional insurance
Reimbursement
Aanvullend 1
–
Aanvullend 2
–
Aanvullend 3
–
Aanvullend 4
–
Aanvullend 5
€100 per 2 years
Show details
Reimbursement Physiotherapy and exercise therapy
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 4
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 5
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Reimbursement Repatriation
Additional insurance
Reimbursement
Aanvullend 1
100% (in the event of illness)
Aanvullend 2
100% (in the event of illness)
Aanvullend 3
100% (in the event of illness)
Aanvullend 4
100% (in the event of illness)
Aanvullend 5
100% (in the event of illness)
Reimbursement Sports medicine advice
Additional insurance
Reimbursement
Aanvullend 1
–
Aanvullend 2
–
Aanvullend 3
–
Aanvullend 4
–
Aanvullend 5
€150 per year
Reimbursement Tablets against exotic diseases
Additional insurance
Reimbursement
Aanvullend 1
–
Aanvullend 2
–
Aanvullend 3
–
Aanvullend 4
–
Aanvullend 5
100%
Show details
Reimbursement Vaccinations
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
–
Not reimbursed
Aanvullend 4
–
Not reimbursed
Aanvullend 5
through www.thuisvaccinatie.nl: 100% (look at details)
through www.thuisvaccinatie.nl: 100% for vaccinations for DTP, MMR, hepatitis A, B, A/B, yellow fever, typhoid and blood tests for hepatitis B
Show details
Reimbursement Walking therapy for intermittent claudication
Additional insurance
Reimbursement
Aanvullend 1
–
Not reimbursed
Aanvullend 2
–
Not reimbursed
Aanvullend 3
6 sessions per year from the age of 18
6 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 4
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
Aanvullend 5
9 sessions per year from the age of 18
9 sessions per year from the age of 18 (100% reimbursement when using healthcare providers who have a contract with us for your healthcare; In the case of healthcare providers without a contract: 50% of your invoice up to 50% of the rate charged by healthcare providers with a contract)
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Add a reimbursement to compare
Compare the 5 different CZdirect additional insurance packages
Get extra cover at a competitive premium, from the contraceptive pill to physiotherapy. Cover for emergency care worldwide and for dental care following an accident is always included.
Practical additional benefits included with your health insurance
Get advice from a nurse fast
A skin scan using SkinVision
Help losing weight with Get Fit
Quickly find a healthcare provider near you
Discounts on glasses, sports equipment and more
"As it turns out, CZdirect is still the best choice for us"
"We have been satisfied with CZdirect for many years already. To keep up to date, we compared them to other health insurers again this year. As it turns out, CZdirect is still the best choice for us."
Mary - Zorgwijzer.nl - 18 November 2020
Switching is easy
Switching really couldn’t be any simpler: choose a package, check your premium, and submit your request. We’ll take care of the rest. We’ll even cancel your old policy for you. Does that sound good?
If you would prefer having full freedom of choice, or would like additional cover for things like physiotherapy or orthodontic care, you might find just what you need among the CZ insurance packages.