CZdirect general insurance policy

All general insurance policies cover the same types of healthcare. With ours, though, you benefit from a competitive premium and much more.

The biggest advantages offered by our general insurance

  • A competitive premium
  • You can go to any hospital in the Netherlands
  • 100% reimbursement when visiting contracted healthcare providers
  • Discount up to € 240 with a higher deductible
  • Free additional benefits, like an app to scan moles or spots on your skin

What is covered under the general insurance policy?

With our general insurance, all the most important healthcare is covered.

100% reimbursement for contracted healthcare

You are free to choose your own healthcare provider. If the healthcare provider you choose has a contract with us, we will reimburse the invoice in full, without you having to pay anything up front. If you’d prefer to go to a healthcare provider who does not have a contract with us, we will reimburse 65% of the invoice up to 65% of the The average of the rates we have agreed with contracted healthcare providers for the treatment concerned.

Find a healthcare provider near you

Get a discount by taking a higher deductible

For much of the healthcare reimbursed under the general insurance policy, you first need to pay a deductible, which is currently €385 per year. With CZdirect, you can also opt for a voluntary deductible of up to €885, in which case your premiums will be lower (but you will have to pay more if you do run up healthcare bills). Check out how much you can save.

Annual deductible Annual discount
€385 € 0
 €485  €48
€585 €96
€685 €144
€785 €192
€885 €240

Read more about the deductible

Additional benefits with your CZdirect health insurance policy

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Additional insurance for as little as €1

You can be well insured for unexpected costs for as little as €1 per month.

It’s easy to switch to CZdirect

Switching to CZdirect is a breeze. Simply compare our packages, pick the one that suits you and we’ll take it from there.

Choose your health insurance
  • We will cancel your current insurance policy for you
  • You have a 14-day cooling-off period
  • Children under 18 are co-insured free of charge.

All messages in one place

You will receive our messages digitally in My CZ. This way you will never lose anything again. Useful! Prefer receiving physical mail? No problem. Please contact our Customer Service.

CZ Customer Services

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